Click here for more sample CPC practice exam questions with Full Rationale Answers

Practice Exam

Click here for more sample CPC practice exam questions and answers with full rationale

Practice Exam

CPC Practice Exam and Study Guide Package

Practice Exam

What makes a good CPC Practice Exam? Questions and Answers with Full Rationale

CPC Exam Review Video

Laureen shows you her proprietary “Bubbling and Highlighting Technique”

Download your Free copy of my "Medical Coding From Home Ebook" at the top right corner of this page

Practice Exam

2018 CPC Practice Exam Answer Key 150 Questions With Full Rationale (HCPCS, ICD-9-CM, ICD-10, CPT Codes) Click here for more sample CPC practice exam questions with Full Rationale Answers

Practice Exam

Click here for more sample CPC practice exam questions and answers with full rationale

Tag Archives: Patriot

Patriot Adventure Travel Medical Insurance

Posted on by

These plans Patriot Adventure International Travel Medical Insurance and Patriot Adventure America Travel Medical Insurance are for those of you who are Adventure Sports enthusiasts, it is available for adventure sports enthusiasts from the U.S. as well as non-U.S. citizens. Both of these Patriot Adventure Travel Medical Insurance plans are available from a minimum of 30 days up to a maximum of 6 months.

Patriot Adventure Travel Medical Insurance benefit highlights: Maximum limit of $ 50,000, Individual Deductible of $ 250, No Coinsurance for treatment received outside the U.S. and Canada For treatment received inside the U.S. and Canada the plan pays 90% of eligible expenses up to $ 5,000 then 100% up to the policy maximum if treatment is received within the PPO Network. If treatment is received outside of the PPO Network the plan pays 80% up to $ 5,000 then 100% up to the plan maximum. The Benefit period is 6 months. 24 hour access to MyImg. Both plans include world-class medical benefits for both in-patient and out-patient treatment. Both plans also include International Medical Care: emergency evacuation, emergency reunion, return of mortal remains, political evacuation and more.

 

Here are the Schedule of Benefits, Additional Benefits, International Emergency Care and Optional Riders. Schedule of Benefits:
All of the following are covered Up to the Maximum Limit: Hospital Room and Board, Intensive Care, Medical Expenses, Local Ambulance, Prescription Drugs, Emergency Room Accident, Dental – Due to Accident.
Emergency Room Illness without In-patient Admission – Up to Maximum Limit with additional $ 250 deductible, Dental – Sudden Pain – up to $ 100, Indemnity (for U.S. Citizens only) – up to $ 100 per night.

Additional Benefits:

Sports and Activities Coverage: up to maximum limit for basic sports, Sudden Recurrence of a Pre-existing Condition – Medical (for U.S. Citizens only) – up to $ 1,000 of eligible costs and expenses, Sudden Recurrence of a Pre-existing Condition – Emergency Medical Evacuation (for U.S.+ Citizens only) – up to $ 25,000 of eligible costs and expenses, Common Carrier Accidental Death – $ 50,000 to beneficiary; maximum of $ 250,000 per family, Lost Luggage – up to $ 50 per item of personal property; maximum of $ 250 per Period of Coverage.

Adventure Sports and Activities Covered:

 

Non-Contact Amateur Athletic Activities, BMX, Bungee Jumping, Canyoning, Spelunking, Caving, Cave Tubing, Flying, Hang Gliding, Windsurfing, Heli-Skiing, High Diving, Horseback Riding, Hot Air Ballooning, Jungle Zip Lining, Kayaking, Inline Skating, Motorcycle/Motorscooter Riding, Mountain Biking, Mountaineering (ropes and guides to 4,500 meters from ground level), Rappelling, Rock Climbing (ropes and guides to 4,500 meters from ground level), Skydiving, Paragliding, Parascending, Scuba Diving to 50 meters, Snorkling, Snow Skiing, Snowboarding, Snowmobiling, Surging, Trekking, Jet Skiing, Water Skiing, Wakeboarding, Whitewater Rafting to Class V, Wildlife Safaris
Not Covered: Contact sports, professional sports and any athletic activities that are organized and/or sanctioned by the National Collegiate Athletic Association (or any other collegiate sanctioning body) or the International Olympic Committee.

 

International Emergency Care:

Emergency Medical Evacuation – up to the Maximum Limit, Emergency Reunion – up to $ 10,000, Return of Mortal Remains – up to $ 15,000, Political Evacuation – up to $ 10,000.

So if you’re planning a vacation which will include your favorite Extreme Sports go to the links below and check out Patriot Adventure International Travel Medical Insurance and Patriot Adventure America Travel Medical Insurance, you can’t go wrong. http://www.GlobalTravelCoverage.com.

Thank you for your time and I hope that you read more of my articles in the future.

Specializes in Travel Medical Insurance, Trip Insurance, Global Health Insurance and all of the derivations(Mission, Marine, Student, etc.). For your Travel Medical Insurance needs visit us at: Global Medical Coverage.

Patriot Executive Travel Medical Insurance

Posted on by

Patriot Executive International Travel Medical Insurance plan offers a complete package of International benefits 24 hours a day. There is a Patriot Executive plan for U.S. citizens and one for non-U.S. citizens. Each plan provides coverage for you, your spouse and your children for each trip outside your home country during a period of up to 1 year. Each plan offers excellent benefits including access to international multi-lingual customer service centers, claims administrators and 24 hour access to highly qualified coordinators of emergency medical services and international treatment.

Each Patriot Executive Travel Medical Insurance plan has the following:

Maximum limit of $ 1,000,000, maximum limit for travelers age 70-75 is $ 50,000
$ 250 deductible for each covered illness
No Coinsurance outside the U.S. and in PPO Network inside the U.S. and Canada is 90% up to $ 5,000 then 100% up to policy maximum and Out of PPO Network the plan pays 80% up to $ 5,000 then 100% up to the policy maximum
24 hour access to MyImg
World-class medical benefits for in-patient and out-patient medical expenses
Schedule of Benefits
The following are covered Up to the Maximum Limit: Hospital Room and Board, Intensive Care, Medical Expenses, Local Ambulance, Prescription Drugs, Emergency Room Accident, Dental – Due to Accident.
Emergency Room Illness without In-patient Admission – Up to Maximum Limit with additional $ 250 deductible, Dental – Sudden Pain – up to $ 100, Indemnity (for U.S. Citizens only) – up to $ 100 per night.

Additional Benefits
Terrorism: up to $ 50,000 lifetime maximum
Sports and Activities Coverage: up to maximum limit for basic sports
Trip Interruption – up to $ 5,000
Common Carrier Accidental Death – $ 50,000 to beneficiary; maximum of $ 250,000 per family
Accidental Death & Dismemberment – $ 25,000 principle sum
Lost Luggage – up to $ 50 per item of personal property; maximum of $ 250 per Period of Coverage.

International Emergency care
Emergency Medical Evacuation – up to the Maximum Limit
Emergency Reunion – up to $ 15,000
Return of Mortal Remains – up to $ 25,000
Return of Minor Children – $ 5,000
Political Evacuation – up to $ 10,000
Identify Theft Assistance – up to $ 500 per Period of Coverage.

Considering the low rates for purchasing either the a Patriot Executive International Travel Medical Insurance or the a Patriot Executive America International Travel Medical Insurance and the aforementioned benefits, both of the Patriot Executive Travel Medical Insurance plans could be very valuable to the traveling executive and their company or organization. For more information or to buy on-line visit the links below. http://www.GlobalTravelCoverage.com.

Thank you for your time and I hope that you read more of my articles in the future.

Specializes in Travel Medical Insurance, Trip Insurance, Global Health Insurance and all of the derivations(Mission, Marine, Student, etc.). For your Travel Medical Insurance needs visit us at: Global Medical Coverage.

Related Medical Coding Articles

Patriot Group Travel Medical Insurance

Posted on by

Whether your Group traveling on a trade mission, as a business team, a missionary group or even a large family group you should consider Patriot Group Travel Medical Insurance. You would be hard-pressed to find a better international group insurance plan. If a member of your group is insured or becomes ill overseas and you don’t have a good group travel medical insurance plan who are you going to call for help? With the Patriot Group plan you can contact IMG’s international, multilingual customer service centers 24 hours a day. IMG has claims administrators who have experience processing claims from all over the world and can handle virtual every language and currency. You will also have 24 hour access to highly qualified coordinators of emergency medical services and international treatment. You can’t go wrong when you have a Patriot Group Travel Medical Insurance plan, you have Coverage without Boundaries®.

There are 2 Patriot Group Travel Medical Insurance plans one is for U.S. Citizens traveling overseas, Patriot International Group plan, and the other is for non-U.S. Citizens traveling outside their home country, the Patriot America Group plan. Both of the Patriot Group plans offer a complete package of international benefits available 24 hours a day. The Patriot Group International Travel Medical Insurance plan provides coverage for groups of 5 or more U.S. Citizens traveling overseas for a minimum of 10 days up to a maximum of 2 years with coverage for brief returns to the U.S. Patriot Group America for groups of 5 or more also when traveling outside their home country.

Both the Patriot International Group plan and the Patriot America Group plan have Maximum limits from $ 50,000 to $ 2,000,000 and Individual Deductibles from $ 0 to $ 2,500. As well as the following: For treatment received outside the U.S. and Canada there is no Coinsurance. For treatment received inside the U.S. and Canada the plans pay 90% of eligible expenses up to $ 5,000 then 100% up to the policy maximum when treatment is provided within the PPO Network and 80% outside the PPO Network. The benefit period is 6 months. You have 24 hour on-line access to MyImg.

Now let get specific about Schedule of Benefits, Additional Benefits, International Emergency Care and Optional Riders. Schedule of Benefits:

All of the following are covered Up to the Maximum Limit: Hospital Room and Board, Intensive Care, Medical Expenses, Local Ambulance, Prescription Drugs, Emergency Room Accident, Dental – Due to Accident.
Emergency Room Illness without In-patient Admission – Up to Maximum Limit with additional $ 250 deductible, Dental – Sudden Pain – up to $ 100, Indemnity (for U.S. Citizens only) – up to $ 100 per night.

Additional Benefits:

Terrorism: up to $ 50,000 lifetime maximum, Sports and Activities Coverage: up to maximum limit for basic sports, Sudden Recurrence of a Pre-existing Condition – Medical (for U.S. Citizens only) – up to $ 15,000 of eligible costs and expenses, Sudden Recurrence of a Pre-existing Condition – Emergency Medical Evacuation (for U.S. Citizens only) – up to $ 25,000 of eligible costs and expenses, Incidental Home Country Coverage – up to cumulative two weeks, End of Trip Home Country Coverage – one month for every 5 months of travel coverage purchased, up to a maximum of two months, Trip Interruption – up to $ 5,000, Common Carrier Accidental Death – $ 50,000 to beneficiary; maximum of $ 250,000 per family, Accidental Death & Dismemberment – $ 25,000 principle sum, Lost Luggage – up to $ 50 per item of personal property; maximum of $ 250 per Period of Coverage.

International Emergency Care:

Emergency Medical Evacuation – up to $ 500,000 lifetime maximum (independent of the Maximum limit), Emergency Reunion – up to $ 50,000, Return of Mortal Remains – up to $ 50,000, Return of Minor Children – $ 50,000, Political Evacuation – up to $ 10,000, Natural Disaster – $ 100 per day for five days, Identify Theft Assistance – up to $ 500 per Period of Coverage.

Optional Riders:

Adventure Sports Rider – (available to insureds up to age 65): 0-49 – Lifetime maximum of $ 50,000, 50-59 – Lifetime maximum of $ 30,000, 60-64 – Lifetime maximum of $ 15,000, Chaperone/Faculty Leader Replacement Rider – up to $ 3,000 for round trip economy airline ticket, Citizenship Return Rider – up to the Maximum Limit.

When you consider the world-class medical benefits giving you coverage for in-patient and out-patient medical expenses and the International Emergency Care you can see that both of the Patriot Group Travel Medical Insurance plans are worth looking at. For more information or to buy on-line visit the links below. http://www.GlobalTravelCoverage.com.

Thank you for your time and I hope that you read more of my articles in the future.

 

Specializes in Travel Medical Insurance, Trip Insurance, Global Health Insurance and all of the derivations(Mission, Marine, Student, etc.). For your Travel Medical Insurance needs visit us at: Global Medical Coverage.

More Medical Coding Articles

Patriot Platinum Travel Medical Insurance

Posted on by

This First-Class travel medical insurance plan comes in both Patriot Platinum International and Patriot Platinum America. Both provide the discerning traveler offer a complete package of international benefits available 24 hours a day. These 2 plans are available from 10 days to 3 years. Besides the range of deductibles (0 to $ 25,000) and policy maximums ($ 1,000,000, $ 5,000,000 and $ 8,000,000) you also have access to IMG’s Global Concierge  and Assistance Services. Family deductible is 3 times the individual deductible.

In addition to the services listed above there is this: Coinsurance in PPO Network pays 100%, outside PPO Network pays 90% up to $ 5,000 then 100% up to maximum limit, Benefit period 12 months, and eDocAmerica gives you access to medical professionals to assist with any routine health related questions.

Let’s look at the Schedule of Benefits, Additional Benefits, International Emergency Care and Optional Riders.

Schedule of Benefits:

The following are covered Up to the Maximum Limit: Hospital Room and Board, Medical Expenses, Out-patient Medical Expenses, Local Ambulance, Intensive Care, Emergency Room Accident, Emergency Room Illness with In-patient Admission, Prescription Drugs, Dental – Due to Accident.
Emergency Room Illness without In-patient Admission – Up to Maximum Limit with additional $ 250 deductible, Dental – Sudden Pain – up to $ 250, Indemnity – up to $ 250 per night, Supplement Accident – up to $ 300.

Additional Benefits:

Terrorism: up to Maximum Limit, Sports and Leisure Activities – up to maximum limit for basic sports, Sudden Recurrence of a Pre-existing Condition – Medical (for U.S. Citizens only) – up to $ 50,000 of eligible costs and expenses, Incidental Home Country Coverage – up to cumulative two weeks, End of Trip Home Country Coverage – one month for every 4 months of travel coverage purchased, up to a maximum of three months, Trip Interruption – up to $ 10,000, Common Carrier Accidental Death – $ 100,000 to beneficiary; maximum of $ 250,000 per family, Accidental Death & Dismemberment – $ 50,000 principle sum, Small Pet Common Air Carrier Accidental Death – up to $ 500.

International Emergency Care:

Emergency Medical Evacuation – up to Maximum limit, Emergency Reunion – up to $ 100,000, Return of Mortal Remains – up to $ 100,000, Return of Minor Children – $ 100,000, Political Evacuation – up to $ 100,000, Natural Disaster – $ 250 per day for five days, Remote Transportation – $ 5,000 per Certificate Period with $ 20,000 Lifetime Maximum, Identify Theft Assistance – up to $ 500, Lost/Theft (Luggage, valuables, personal papers) – up to $ 500, Felonious Assault – up to $ 10,000.

Optional Riders:

Adventure Sports Rider – (available to insureds up to age 65): 0-49 – Lifetime maximum of $ 50,000, 50-59 – Lifetime maximum of $ 30,000, 60-64 – Lifetime maximum of $ 15,000, Enhanced AD&D Rider (available to Primary Insured only) – up to an additional $ 400,000, Citizenship Return Rider – up to the Maximum Limit, Personal Liability – Injury to third party – $ 2,000 limit after $ 100 deductible, Personal Liability – Damage to third person property – $ 500 limit after $ 100 deductible.

The Patriot Platinum International Travel Medical Insurance plan and the Patriot Platinum America Travel Medical Insurance plan are the Premier Travel Medical Insurance plans available today. So if you expect only the best then go to the links below for more information or to buy on-line. http://www.GlobalTravelCoverage.com.

Thank you for your time and I hope that you read more of my articles in the future.

 

Specializes in Travel Medical Insurance, Trip Insurance, Global Health Insurance and all of the derivations(Mission, Marine, Student, etc.). For your Travel Medical Insurance needs visit us at: Global Medical Coverage.

Patriot Travel Medical Insurance

Posted on by

There are two Patriot travel medical insurance plans available. Patriot International is for U.S. Citizens traveling outside the U.S. with coverage for brief returns to the U.S. The other plan is Patriot America, this is for non-U.S. Citizens traveling outside their home countries. The period of coverage for both plans can be from 10 days up to 2 years. Both plans offer great benefits and services which should meet your international needs. Benefits include a range of deductibles (0 to $ 2,500) and plan maximums ($ 50,000 to $ 2,000,000) and access to over 17,000 providers when you need treatment outside the U.S. There is no Coinsurance for treatment received outside the U.S. and Canada. In the U.S.  and Canada the plan pays 90% of eligible expenses up to $ 5,000 then 100% up to the policy maximum when treatment is provided within the PPO Network and 80% outside the PPO Network. Benefit period of 6 months. On-line access to MyIMG 24 hours a day. World-Class Medical Benefits and International Emergency Care.

Below are the Schedule of Benefits, Additional Benefits, International Emergency Care and Optional Riders.

Schedule of Benefits:

The following are covered Up to the Maximum Limit: Hospital Room and Board (for average semi-private room rate), Medical Expenses, Out-patient Medical Expenses, Local Ambulance, Intensive Care, Emergency Room Accident, Emergency Room Illness with In-patient Admission, Prescription Drugs, Dental – Due to Accident.
Emergency Room Illness without In-patient Admission – Up to Maximum Limit with additional $ 250 deductible, Dental – Sudden Pain – up to $ 100, Indemnity (for U.S. Citizen only) – up to $ 100 per night.

Additional Benefits:

Terrorism: up to $ 50,000 lifetime maximum, Sports and Leisure Activities – up to maximum limit for basic sports, Sudden Recurrence of a Pre-existing Condition – Medical (for U.S. Citizens only) – up to $ 15,000 of eligible expenses, Sudden Recurrence of a Pre-existing Condition – Emergency Medical Evacuation (for U.S. Citizens only) – up to $ 25,000 of eligible costs and expenses, Incidental Home Country Coverage – up to cumulative two weeks, End of Trip Home Country Coverage – one month for every 5 months of travel coverage purchased, up to a maximum of two months, Trip Interruption – up to $ 5,000, Common Carrier Accidental Death – $ 50,000 to beneficiary; maximum of $ 250,000 per family, Accidental Death & Dismemberment – $ 25,000 principle sum, Lost Luggage – up to $ 50 per item of personal property; maximum of $ 250 per Period of Coverage.

International Emergency Care:

Emergency Medical Evacuation – up to $ 500,000 lifetime maximum (independent of Maximum limit), Emergency Reunion – up to $ 50,000, Return of Mortal Remains – up to $ 50,000, Return of Minor Children – $ 50,000, Political Evacuation – up to $ 10,000, Natural Disaster – $ 100 per day for five days, Identify Theft Assistance – up to $ 500 per Period of Coverage.

Optional Riders:

Adventure Sports Rider – (available to insureds up to age 65): 0-49 – Lifetime maximum of $ 50,000, 50-59 – Lifetime maximum of $ 30,000, 60-64 – Lifetime maximum of $ 15,000, Enhanced AD&D Rider (available to Primary Insured only) – up to an additional $ 400,000, Citizenship Return Rider – up to the Maximum Limit.

The Patriot International Travel Medical Insurance plan and the Patriot America Travel Medical Insurance plan are among the best selling Travel Medical Insurance plans available today. To find out more go to the links below for more information or to buy on-line. http://www.GlobalTravelCoverage.com.

Thank you for your time and I hope that you read more of my articles in the future.

 

Specializes in Travel Medical Insurance, Trip Insurance, Global Health Insurance and all of the derivations(Mission, Marine, Student, etc.). For your Travel Medical Insurance needs visit us at: Global Medical Coverage.